Trish Hulsey

Hello and welcome to the Trish Hulsey State Farm Agent office!

Fall often brings a change of pace—back-to-school routines, weekend activities, home projects, and getting ready for the cooler months ahead. If reviewing your insurance is on your fall to-do list, I’m here to help with auto, home, renters, or small business options. We can keep the conversation simple, practical, and focused on what matters most to you.

As a third-generation State Farm Agent and resident of Culpeper, VA, I look forward to continuing my father and grandfather’s legacy of service and dedication to our community. We proudly serve residents of the surrounding Culpeper, Rappahannock, Madison, Fauquier, Greene, and Albemarle counties. My team and I pride ourselves on our customer-first approach and providing exceptional service to everyone who walks through our doors. We are here to guide you through your insurance options and help you make informed decisions about your Auto, Home, Life, Health, Business Insurance, and more. We can even bundle multiple coverages together and create a Personal Price Plan® just for you! As a State Farm Agent, I strive to make a positive impact in everything I do — even outside the office. I am proud to help bolster the youth in our community as a volunteer with Girls on the Run and a tennis coach at Battlefield Tennis. I also help support and uplift small businesses as a member of the Culpeper Chamber of Commerce. When I’m not busy with work or community service, I cherish spending time with my spouse, three children, two grandchildren, and our fur baby, a Labrador named Bella. Whether you prefer to call, text, or visit us in person at our pet-friendly office, we’re ready to offer personalized insurance options that align with your needs.

Reach out today — we’re here for you!

Frequently Asked Questions (FAQs)

Q: How can I compare auto insurance quotes?

A: You can get car insurance quotes online, by phone, or with a local agent by sharing details about your vehicle, driving history, and coverage needs. Trish is here to help your Culpeper household feel covered.

Q: How soon can I get insured for my car?

A: In some cases, car insurance coverage can begin the same day you purchase a policy. The timing may vary depending on your situation. We can help you get coverage quickly when you need it. Looking for coverage? Talk with Trish about your options in Culpeper.

Q: What coverage is required when leasing a car?

A: Leased vehicles typically require more coverage than the state minimums. In addition to liability insurance, leasing companies usually require comprehensive and collision coverage, and you may need to list the leasing company on your policy as an additional insured or loss payee. Trish serves Culpeper, VA and is happy to help with your insurance needs.

Q: What happens when you have life insurance in place?

A: Life insurance provides a payout to your chosen beneficiaries if you pass away while the policy is active. As long as coverage remains active, it can help give your loved ones financial support when they may need it most. Trish is proud to serve the Culpeper community.

Q: What does renters insurance cover?

A: Renters insurance helps protect the things you own if something unexpected happens. It can help cover personal belongings if they're damaged or stolen, provide personal liability protection if someone is injured, and help with additional living expenses if you're unable to stay in your home due to a covered loss. Serving Culpeper and the surrounding area, Trish can help answer your questions.

Q: What's typically covered by a homeowners insurance policy?

A: Homeowners insurance can help protect your home, your belongings, and your financial well-being. It may cover the structure of your home, your personal property, and provide liability protection, along with help for additional living expenses in certain situations. Have questions? Trish in Culpeper can walk you through your options.